Blog Articles
Housing market reaches a turning point in 2022
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There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the
Read MoreNJ Lenders Corp. named #1 on New Jersey’s Top Workplaces list
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Employee engagement platform, Energage, names NJ Lenders Corp. as #1 midsize company on New Jersey’s
Read MoreMedical debt to be excluded from millions of credit reports
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The three credit bureaus, Equifax, Experian, and TransUnion, announced that millions of U.S. consumers will
Read MoreWhat You Need To Budget for When Buying a Home
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When it comes tobuying a home, it can feel a bit intimidating to know how much you need to
Read More3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan
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Designed to protect lenders if a borrower stops making payments on their loan, private mortgage insurance
Read MoreThe Average Homeowner Gained More Than $55K in Equity over the Past Year
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If you’re a current homeowner, you should know your net worth just got a big boost. It comes in
Read MoreUsing Crypto to Buy a Home: Everything You Need to Know
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Cryptocurrency continues to gain popularity as an investment vehicle, as well as a means of payment for goods
Read MoreDebunking 5 Common Credit Inquiry Myths
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Paying down your debts or generating more income are practical ways to improve your DTI ratio. Always speak with your trusted mortgage advisor to find solutions for improving your DTI ratio as well as your credit score.
Read More2022 Tax Season Checklist: What Homeowners Should Gather Before Filing
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Even though taxes aren’t due until April 18, 2022, it pays to get organized. Tax filing season began on
Read MoreGetting a Mortgage for Self-Employed Borrowers is Easier Than Ever
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Buying a home just became easier for self-employed borrowers. When COVID-19 first began,
Read MoreThe Gift Tax Myth: How it Impacts You
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HOW DOES THE GIFT TAX WORK WHEN USING GIFT FUNDS TO BUY A HOME? 1 $16,000 ANNUAL EXCLUSION The federal
Read MoreFannie Mae Releases New Requirements for Condos in 2022
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Beginning January 1, 2022, Fannie Mae is taking a stronger look at condos after releasing requirements that
Read MorePros and Cons of Waiving an Appraisal When Buying a Home
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Lenders are touting to realtors and borrowers that they do not require an appraisal in order to approve and
Read MoreBuying a Home if You’re Legally Separated or Divorced
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Please speak to a mortgage professional prior to consummating your Property Settlement Agreement (PSA) to confirm the terms set forth in the agreement comply with standard mortgage underwriting guidelines.
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