Jonathan Tamakloe Photo Not Available
Jonathan Tamakloe| NMLS# 2080358
Loan Officer

Blog Articles

Housing market reaches a turning point in 2022

Housing market reaches a turning point in 2022

Posted on

There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the

Read More
NJ Lenders Corp. named #1 on New Jersey’s Top Workplaces list

NJ Lenders Corp. named #1 on New Jersey’s Top Workplaces list

Posted on

Employee engagement platform, Energage, names NJ Lenders Corp. as #1 midsize company on New Jersey’s

Read More
Medical debt to be excluded from millions of credit reports

Medical debt to be excluded from millions of credit reports

Posted on

The three credit bureaus, Equifax, Experian, and TransUnion, announced that millions of U.S. consumers will

Read More
What You Need To Budget for When Buying a Home

What You Need To Budget for When Buying a Home

Posted on

When it comes tobuying a home, it can feel a bit intimidating to know how much you need to

Read More
3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan

3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan

Posted on

Designed to protect lenders if a borrower stops making payments on their loan, private mortgage insurance

Read More

The Average Homeowner Gained More Than $55K

The Average Homeowner Gained More Than $55K in Equity over the Past Year

Posted on

If you’re a current homeowner, you should know your net worth just got a big boost. It comes in

Read More
Using Crypto to Buy a Home: Everything You Need to Know

Using Crypto to Buy a Home: Everything You Need to Know

Posted on

Cryptocurrency continues to gain popularity as an investment vehicle, as well as a means of payment for goods

Read More
Supply and Demand in Housing

Supply and Demand in Housing

Posted on

Read More
Debunking 5 Common Credit Inquiry Myths

Debunking 5 Common Credit Inquiry Myths

Posted on

Paying down your debts or generating more income are practical ways to improve your DTI ratio. Always speak with your trusted mortgage advisor to find solutions for improving your DTI ratio as well as your credit score.

Read More
2022 Tax Season Checklist: What Homeowners Should Gather Before Filing

2022 Tax Season Checklist: What Homeowners Should Gather Before Filing

Posted on

Even though taxes aren’t due until April 18, 2022, it pays to get organized. Tax filing season began on

Read More
Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever

Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever

Posted on

Buying a home just became easier for self-employed borrowers. When COVID-19 first began,

Read More
The Gift Tax Myth: How it Impacts You

The Gift Tax Myth: How it Impacts You

Posted on

HOW DOES THE GIFT TAX WORK WHEN USING GIFT FUNDS TO BUY A HOME? 1 $16,000 ANNUAL EXCLUSION The federal

Read More
Fannie Mae Releases New Requirements for Condos in 2022

Fannie Mae Releases New Requirements for Condos in 2022

Posted on

Beginning January 1, 2022, Fannie Mae is taking a stronger look at condos after releasing requirements that

Read More
Pros and Cons of Waiving an Appraisal When Buying a Home

Pros and Cons of Waiving an Appraisal When Buying a Home

Posted on

Lenders are touting to realtors and borrowers that they do not require an appraisal in order to approve and

Read More
Buying a Home if You’re Legally Separated or Divorced

Buying a Home if You’re Legally Separated or Divorced

Posted on

Please speak to a mortgage professional prior to consummating your Property Settlement Agreement (PSA) to confirm the terms set forth in the agreement comply with standard mortgage underwriting guidelines.

Read More